First for Specialist Products
We have an extensive range of specialist insurance products which are available to our broker partners. First Underwriting continually enhance and develop our product range, in partnership with brokers, to ensure that they are relevant and meet the needs of brokers’ customers. All of our products are underpinned by sustainable pricing coupled with excellent service from experienced underwriters and a first class claims service.
Motor
We offer a broad range of specialist motor insurance products to our brokers. These products accommodate most risk types and customer needs.
Fleet
Our Motor Fleet product is designed for commercial and corporate customers operating 5 or more vehicles of either the same type or mixed types across a wide range of industries. 3 levels of cover available.
Agricultural
Our Agricultural product is designed for a range of farm and agricultural risks operating 2 or more vehicles. We have 3 levels of cover available: Fully Comprehensive, Third Party Fire & Theft, and Third Party Only.
Minibus
This product is designed for minibus and coach risks with between 1 and 4 vehicles operated by community, education, charity or religious groups or by businesses offering pre arranged excursions and day trips.
Prestige Car
Our Prestige product is designed for high profile individuals working in the sports and entertainment industries as well as high or mid net worth customers. This product accommodates most risk types and customer needs.
Enthusiast Vehicle
This product is for hobby and enthusiast vehicle owners, such as horseboxes, kit cars and modified vehicles, with 3 levels of cover available.
Classic Vehicle
These products are built for classic vehicle owners, with one or more vehicles, and would like to cover multiple vehicles under the same policy.
Home
Our suite of Home insurance products, available through leading software houses, are designed to meet the individual and specific needs of your clients and on a bespoke basis for the more complex cases.
Premium Home
Bedroom rated product giving generous policy limits designed for houses with up to 5 bedrooms and built 1850 onwards.
Premier Home
Ideal for your clients with higher sums insured, looking for wider cover and those risks that don’t quite ‘fit the box’ including UK holiday homes.
Specialist Home
Designed for longer-term unoccupied homes and also for landlords who let properties including; single risks, portfolios or holiday lets.
Surety
Our expert underwriters have over 30 years’ experience within the surety market.
Performance Bonds
Advance Payment Bonds
Retention Bonds
Highways Act Bonds
Customs & Excise Bonds
Real Estate
Our underwriting team has over 50 years’ experience within the Real Estate market and use their expertise to deliver a solution-based, customer focused approach that supports your clients in the management of all aspects of their risks, be this a stand-alone placement or multi-location portfolio.
Travel Bonds
For over 30 years our underwriters have been providing travel bonds within the surety markets. The range of travel bonds we can provide include:
Tour Operators' Liability
For over 20 years our underwriters have been providing Tour Operators’ Liability insurance and we are proud to be one of the UK’s leading underwriters of Tour Operators’ & Travel Agents’ Insurance.
Public/Products Liability
Worldwide cover for personal injury and death with limits of indemnity up to £20m.
Professional Indemnity
Worldwide jurisdiction and limits of indemnity up to £5m.
Crisis management
We give your tour operators and travel agents peace of mind in the event of an emergency.
Directors' & Officers
This product protects companies’ directors, officers and senior managers against claims.
Employers Liability
We can provide cover with a limit of indemnity up to £10m.
Leisure
Our Underwriting team are highly skilled in the provision of bespoke insurance schemes for the outdoor leisure industry.
Leisure Homes
We cover units anywhere in the UK, whether on holiday parks or private land. We also cover units being rented out.
Caravans & Motorhomes
Our product has been developed over many years to provide appropriate cover.
Bespoke Schemes
Because we love unusual and complex risks. We are willing to consider schemes comprising of: property, motor, casualty, a combination of all of the above.
