• Flexible Sum Insured product for the higher sums insured and larger properties which do not fit ‘Premium’ and where wider cover is required by clients
  • £500 Home Emergency cover
  • Extended Accidental Damage cover on Buildings as standard.
  • Bespoke risks catered for including worldwide
  • All Risks cover on Contents if required
  • We accept houses used as weekend/holiday/second homes on this product

Why Choose Us?

  • We provide our broker partners with direct access to decision makers – so you can get an answer quickly
  • We only focus on specialist and niche sectors – so we really know our stuff
  • We are agile and can adapt to your changing needs – there’s no red tape here
  • We are committed to helping our broker partners succeed – after all, what’s good for your business is good for our business
  • We enjoy speaking to brokers about the products that we love, and we’re always ready to take your call
  • We know it’s important to look after your customers in the event of a claim – so we provide a bespoke claims service for each individual product.

Our Financial Strength

First Underwriting were established in 2018 as a highly specialised and niche underwriting business. Our UK parent company is Kingfisher UK Holdings Limited, who are a UK division of NSM Insurance Group. NSM Insurance Group are the leading specialist insurance provider in the USA, with over 1m clients and over $1bn in premiums.

We have a long-term agreement and partnership with our underwriting partners Accredited Insurance Europe Limited (AIEL).

AIEL are wholly owned by Randall & Quilter Investment Holdings Ltd. (RQIH); a company domiciled in Bermuda who are listed on the AIM Stock Exchange in London.

A Rated Insurers

AIEL’s credentials:

  • AIEL are rated as A- with a “stable” outlook by A M Best
  • AEIL trade through a UK branch which has been approved by the Prudential Regulatory Authority.
  • RQIH had cash and investments of $1,716 million at 30 June 2021
  • Their underwriting programme is supported by A-rated insurance, provided by some of the largest and most secure insurers and reinsurers in the world
  • All policies underwritten by AEIL are backed by the UK Financial Services Compensation Scheme

Other Home Products

We have a choice of 3 household insurance products to help meet the individual and specific needs of your customers, available through leading software houses.