Tour Operators Liability

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Commercial Office Insurance

An office is an integral part of your client’s daily operations

By insuring your office with us, you can avoid the potentially disastrous costs associated with damage to your buildings and premises, the loss or theft of essential business infrastructure such as computers, and the resulting damage caused by interruption to your day-to-day activities.

Whatever your line of business, we understand that your office is an integral part of your daily operations, and that it’s vital to you that you have the appropriate level of commercial office insurance protection for this part of your business.

The Commercial Office Insurance that we provide offers a bespoke solution, meaning that we will appropriately review and assess potential risks to your commercial office space and ensure that we provide you with the cover you require.


What we cover:

Buildings: Insure the premises that are essential to the running of your business, with cover for buildings, landlord's fixtures and fittings, office walls, small outside buildings and more.

Information Technology: The hardware that the majority of businesses rely on to manage their activities,protect your computers and ancillary equipment. Including Computer breakdown

Money (both in transit in the UK & overseas): Insure against the loss or theft of your cash, whether it's in the UK or abroad.

Business interruption: Minimise the impact of business time lost when disaster strikes and your business is left out of action for a period of time.

Business All Risks: Covers damage to material property (including accidental damage) belonging to theInsured.

Fidelity guarantee: Protect your business against financial loss caused by the dishonesty of your employees.

General office contents: Covering you against unexpected replacement costs following damage or theft of commercial machinery, trade equipment, and other basic office contents and furniture.

Plus much more

First Prestige

Our Prestige product is designed for high profile individuals working in the sports and entertainment industries as well as high or mid net worth customers.

Risk Appetite

First Prestige Fact Sheet.pdf

Policy Wording

First Prestige Policy Wording Jan 20.pdf

IPID

IPID Prestige Jan 20.pdf

First Rural

Our Rural product is designed for a range of farm and agricultural risks operating 2 or more vehicles.

Risk Appetite

Product Fact Sheet_Rural Motor With Contact Info FUL.pdf

Policy Wording

First Rural Policy Wording June 20.pdf

Key Facts

Rural Key Facts Jan 20.pdf

First Passenger Vehicle

Our Passenger Vehicle product is designed for minibus and coach risks with between 1 and 4 vehicles operated by community, education, charity or religious groups or by businesses offering pre arranged excursions and day trips.

Risk Appetite

Product Fact Sheet_Passenger Vehicle With Contact Info FUL.pdf

Policy Wording

First Passenger Vehicle Policy Wording Jan 20.pdf

IPID

IPID PSV Jan 20.pdf

First Non Standard Car

Our Non Standard Car product is designed for private car risks which are unusual, complex or non standard as defined by the vehicle, the driver or the use of the vehicle.

Product Fact Sheet

Product Fact Sheet_Non Std Car with contact info FULpdf

Policy Wording

First Car Policy Wording July 20.pdf

IPID

IPID NS Car Jan 20.pdf

First Non Standard Van

Our Non Standard Van product is designed for commercial vehicle risks which are unusual, complex or non standard as defined by the vehicle, the driver or the use of the vehicle.

Product Fact Sheet

Product Fact Sheet_Non Std Van with contact info FUL.pdf

Policy Wording

First Van Policy Wording July 20.pdf

IPID

IPID NS Van Jan 20.pdf

First Business Vehicle

Our Business Vehicle product is designed for commercial customers who operate between 2 and 4 vehicles in a wide range of industry segments.

Product Fact Sheet

Product Fact Sheet_First Business Vehicle with contact info FUL.pdf

Policy Wording

First Business Vehicle Policy Wording Jan 20.pdf

IPID

IPID Business Veh Jan 20.pdf

Schemes and Facilities

We have a broad and diverse appetite for Schemes and Facilities, so the more unusual or complex, the more interested we are likely to be.

Risk Appetite

Product Fact Sheet_Schemes and Facilities FUL.pdf

Community Car and Van

Our Community car and van product is designed for standard business based in and around the brokers’ local community and traded electronically via edi.

First Car policy wording

First Car Policy Wording Jul 20.pdf

IPID

IPID Enthusiast Jan 20

Enthusiast

Our Enthusiast product is available for classic and enthusiast vehicles, either for owners of individual vehicles or collections of vehicles.

First Enthusiast wording

First Enthusiast Policy Wording Jan 20.pdf

IPID

IPID Enthusiast Jan 20.pdf

Short Term

Our Short Term product is available for where cover is required by the hour or the day.

Meet the Team

Vastly experienced in providing bespoke insuranceshemes for the travel industry, ourteam constantly strive to beinnovative in order to offer the best solution for your clients.

Working closely with brokers, our underwriters have a proven track record of producing new products within a short time period whilst ensuring they are fit for purpose, easy to understand, competitively priced and profitable.

Alex Barclay

Senior Underwriter
alex.barclay@firstuw.comtops@firstuw.com

Luke Hills

Assistant Underwriter
luke.hills@firstuw.comtops@firstuw.com

Jane Ager

Underwriter's Assistant
jane.ager@firstuw.com