Who We Are

Welcome to First Underwriting Ltd. We are a highly specialised underwriting business focusing on delivering a range of motor insurance products to the UK market. We work exclusively with a small number of carefully selected brokers and agents.

Our sister brand is Xpekt and a link to their website can be found at the bottom of this page. Our two brands work together to offer a broad range of complimentary products and to serve the differing needs of our broker partners.

Our Business

We are a service led, specialist underwriting business offering a range of motor insurance products and solutions to a carefully selected panel of brokers. We believe that we are the first choice for brokers because:

• we are financially secure and backed by A rated insurers
• we are genuinely specialist at all touch points
• we are truly broker focused, working with carefully selected partners
• we provide the service that brokers want, when they need it
• we have a pragmatic and flexible attitude

Our Financial Strength

We are backed by NSM Insurance Services, one of the largest specialty underwriting and broking groups in the United States.

NSM underwrite $600 million of premium annually and have been developing and underwriting industry specific and niche insurance programmes for 25 years.

NSM are in turn backed by White Mountains, Ltd which is a $6bn market capitalized business listed on the NYSE.

Culture and Approach

Our focus is on offering our brokers and customers excellent service and consistent underwriting outcomes every time they contact us, whether that be for a quote, a mid term transaction or query or through the renewal process.

This is delivered through providing easy direct access to our team of underwriters, who are all experts in their product area.

This relentless focus on service is mirrored through our claims handling partners where help and support is there when it’s needed.